Universal life insurance is a type of permanent life insurance that does not expire, as long as premiums are paid. Universal life insurance has two components: cost of insurance and cash value. Cos...
Indemnity insurance is vital for any policyholder seeking protection against potential third-party claims. In exchange for monthly or annual premiums, indemnity insurance safeguards policyholders f...
When choosing the best add-on options for auto insurance, consider medical payments coverage, or MedPay, to ensure you, your family and other passengers are protected in the event of an automobile ...
Deciding how much auto insurance you really need is a challenging question. Most states require drivers to purchase a minimum amount of insurance, but that could leave you financially vulnerable if...
Standard homeowners insurance policies help pay medical expenses when someone is injured in your home or if you are liable for damage to a neighbor’s property. But that may not be enough insurance ...
Reading a homeowner’s insurance policy can be overwhelming, especially for a first-time homeowner. It is important that homeowners understand the declaration page in their insurance policy so they ...
If you are opening a small business, you might be wondering, what is commercial insurance, and do you need it? And, what is the difference between a commercial insurance package and a standard Busi...
What is the Business Owners Policy (BOP) meaning? A BOP is an essential piece of coverage for anyone who owns their own business. This coverage protects small and medium-sized business owners from ...
Indemnity insurance provides coverage to losses and damages incurred by professionals and businesses. Some professions are legally required to have this type of coverage, such as attorneys, medical...
Commercial insurance comes in several forms and serves to cover losses associated with your business activity. It protects the leadership of a business, as well as a business’s employees from...