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Most insurance companies require applicants of conventional life insurance policies to fill out a health questionnaire and undergo a medical examination. However, if you are in poor health or simpl...
For homeowners or prospective first-time buyers, it’s essential to understand homeowners’ insurance for asset protection and peace of mind. This type of insurance safeguards your belon...
In an effort to expand accessibility to COVID-19 testing, private health insurance companies and group health plans are now required to cover over-the-counter, at-home COVID-19 tests. FDA-app...
Workers’ compensation is a type of business insurance paid by an employer that provides benefits, including wage replacement, medical treatment and disability benefits, to employees who suffer from...
The role of landlord comes with understood risks — unexpected maintenance, delinquent tenants, payment problems, damage to units and more. Landlords seeking an extra layer of protection against pot...
Of personal assets with the most rapid depreciation rates, cars, trucks and other vehicles rank among the highest. Auto industry experts estimate most vehicles depreciate in value by an average of ...
Costly litigation can sink a small business. For manufacturers or sellers of merchandise, product liability insurance is an essential safeguard to prevent financial ruin. Product liability coverage...
Universal life insurance is a type of permanent life insurance that does not expire, as long as premiums are paid. Universal life insurance has two components: cost of insurance and cash value. Cos...
Indemnity insurance is vital for any policyholder seeking protection against potential third-party claims. In exchange for monthly or annual premiums, indemnity insurance safeguards policyholders f...